KCB Group recorded a KSh47.3 billion profit after tax in the third quarter ending September 30, 2025.

According to the unaudited Q3 results, the KCB group had a total income of Ksh149.4 billion.

This consists of net interest income of Ksh104.3 billion and non-funded income of Ksh45.1 billion.

Net interest income was as follows: interest income Ksh150.7 billion and interest expense Ksh46.3 billion.

Meanwhile, the non-funded income figures are as follows: foreign exchange income Ksh8.2 billion, net fees and commission Ksh30.6 billion, and other income stood at Ksh6.2 billion.

The Group recorded operating expenses totaling Ksh69.1 billion and loan impairment of Ksh18.3 billion, resulting in a profit before tax of Ksh62.1 billion.

After deducting the tax expenses totaling Ksh14.8 billion, KCB Group resulted in a profit of Ksh47.3 billion.

KCB Bank Kenya

KCB Bank Kenya recorded a profit after tax of Ksh33.8 billion.

The Bank has a net interest income of Ksh72.1 billion.

KCB Bank recorded Ksh105.5 billion in interest income while the interest expense was Ksh33.4 billion.

The Bank’s non-funded income stood at Ksh26.7 billion.

Non-funded income is as follows: foreign exchange income, Ksh4.5 billion, net fees and commission, Ksh17.7 billion, and other income stood at Ksh4.4 billion.

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KCB Bank’s total income was Ksh98.8 billion.

The total operating expense was Ksh39.3 billion, and loan impairment was Ksh15.7 billion.

This resulted in a profit after tax of Ksh43.9 billion.

However, after deducting the Ksh10.1 billion tax expense, the profit falls to Ksh33.8 billion.

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Other Important Figures

Customer loans rose by 8.2% to Ksh1.14 trillion while total assets increased 2.6% to Ksh2.04 trillion.

Total operating income grew 4.5% to Ksh149.4 billion, supporting a 3.4% rise in profit attributable to shareholders to Ksh46.02 billion.

Shareholders’ funds surged 23.9% to Ksh308.5 billion despite a 0.8% decline in customer deposits to Ksh1.5 trillion.

Operating expenses increased 2% to Ksh69.1 billion as profit attributable to shareholders edged up 3.4% to Ksh46.02 billion.

Gross non-performing loans increased 3.1% to Ksh 222.1 billion.

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KCB Group unaudited financial results for Q3 ended September 30, 2025. PHOTO/KCB.