CBK Licences 42 More Digital Lending Platforms: Full List
CBK Licences 42 More Digital Lending Platforms: Full List
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The Central Bank of Kenya (CBK) has licensed an additional 42 Digital Credit Providers (DCPs), bringing the total number of licensed DCPs to 195.
This follows the licensing of 27 DCPs in September 2025, under Section 59(2) of the Central Bank of Kenya Act.
According to a notice issued on December 30, 2025, CBK reported that it has received over 800 applications from prospective DCPs since March 2022.
“We have worked closely with applicants, reviewing their business models, consumer protection frameworks, and the fitness and propriety of proposed shareholders, directors, and management,” the Bank stated.
The regulator emphasized that the process is designed to ensure adherence to relevant laws while safeguarding customer interests.
Digital Lending on the Rise
Licensed DCPs primarily conduct their lending digitally, including via Unstructured Supplementary Service Data (USSD) codes.
Loan offerings cover a wide range of needs, including education loans, development loans, short-term personal loans, asset financing, and business loans.
As of November 2025, licensed DCPs had granted 6.6 million loans valued at Ksh109.8 billion.
Also Read: CBK Explains How Securities Unlock Affordable Bank Loans
Next Steps for Pending Applicants
CBK encourages other applicants, whose submissions are still under review, to submit the required documentation promptly.
“We urge these applicants to submit the pending documentation expeditiously to enable completion of the review of their applications,” the notice read.
Protecting Consumers from Predatory Practices
The licensing initiative comes after public concerns over unregulated DCPs, particularly regarding high costs, unethical debt collection practices, and misuse of personal information.
CBK reminded the public that reports about unregulated DCPs can be sent via deps@centralbank.go.ke.
“The licensing and oversight of DCPs is aimed at ensuring that customer interests are safeguarded and that lending practices are fair and transparent.”
Full List
The Central Bank of Kenya has released an updated Directory of Digital Credit Providers as of December 24, 2025.
1. Abito Limited
Postal Address: P.O. Box 67450 – 00100, Nairobi
Telephone: +254753536473
Email: abitozfin@gmail.com
Physical Address: Garden Estate Quinox Room A01, Alozi Estate Road, Nairobi
Date Licensed: September 2, 2025
2. Absolute Credit Kenya Ltd
Postal Address: P.O. Box 72528 – 00505, Nairobi
Telephone: +254794887996
Email: absolutecreditlimited@gmail.com
Physical Address: Ultramond Godown and Offices, Mombasa Road, Nairobi
Date Licensed: June 5, 2025
3. Acquire Credit Limited
Postal Address: P.O. Box 39530 -00623, Nairobi
Telephone:+254718480100/+254708847828
Email: acquirecredit@gmail.com
Physical Address: Lynn Marie Apartments Office Block, Nairobi
Date Licensed: December 24, 2025
4. Adjacent Possible Finance Limited
Postal Address: P.O Box 63589 – 00619, Nairobi
Email: info@apf.co.ke
Telephone: +254722399176
Physical Address: 5th Floor, Jewel Complex, Roysambu
Date Licensed: December 24, 2025
Also Read:CBK Unveils New Financial Inclusion Strategy Frameworks
5. Adroit Credit Limited
Postal Address: P.O. Box 35717-00100, Nairobi
Telephone: +254735509000
Email: request@adroitcredit.co.ke
Physical Address: Centenary House, Block A, 4th Floor Ring Road, Westlands
Date Licensed: June 5, 2025
6. Ajax Credit Kenya Limited
Postal Address: P.O. Box 67450 – 00100, Nairobi
Telephone: +254784270031
Email: ajaxcreditkenyaltd@gmail.com
Physical Address: Adams Arcade Building, Ground Floor, Ngong Road, Nairobi
Date Licensed: September 2, 2025
7. Aleza Limited
Postal Address: P.O Box 2382– 40100, Kisumu
E-mail address: alezalimited@gmail.com
Telephone: +254716517065
Physical Address: Pioneer Hse 2nd Floor, Oginga Odinga Street, Kisumu
Date Licensed: December 24, 2025
8. Ambush Capital Limited trading under FlashPesa
Postal Address: P.O. Box 52800, Nairobi
Telephone: +254769159474
Email: support@flashpesa.co.ke
Physical Address: Unit 1302, 13th Floor, Applewood Adams, Ngong Road, Nairobi 2
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
9. Anjoy Credit Limited
Postal Address: P.O. Box 40583 – 00100, Nairobi
Telephone: +254769984360
Email: info@anjoycredit.com
Physical Address: Transnational House 1st Floor, Mama Ngina Street, Nairobi
Date Licensed: March 27, 2023
10. ASA International Kenya Limited
Postal Address: 6448 – 00100, Nairobi
Telephone: +254702092230
Email: info@asa-international.com
Physical Address: House No. 247, Owashika Drive, Isaac Gathanju
Date Licensed: December 24, 2025
11. Asante FS East Africa Limited
Postal Address: P.O. Box 13796 – 00800, Nairobi
Telephone: +254111017500
Email: info@asantefinancegroup.com
Physical Address: Delta Corner Towers, 3rd Floor, Waiyaki Way, Westlands, Nairobi
Date Licensed: March 27, 2023
12. Asap Credit Limited
Postal Address: P.O. Box 2358 – 00621, Nairobi
Telephone: +254706900000
Email: asapcreditlimited@gmail.com
Physical Address: Old Mutual Building Kimathi Street
Date Licensed: June 5, 2025
13. Aspire Lending Ltd
Postal Address: P.O. Box 803 – 00232, Nairobi
Telephone: +254208100244/+254799083373
Email: info@aspirelending.co.ke
Physical Address: Rehema Place-Ngong Road, Opp. Prestige Plaza Nairobi
Date Licensed: September 2, 2025
14. Autochek Limited
Postal Address: P.O. Box 66249-00800, Nairobi
Telephone: +254 791 694 004
Email: autochekkenya@autochek.africa
Physical Address: Nivina Towers, 1st Floor (East Wing), Nairobi
Date Licensed: March 6, 2024
15. Auxiliary Credit Ltd
Postal Address: P.O Box 62179 – 00200, Nairobi
Telephone: +254 746 990 000
Email: credit.auxiliary@gmail.com; info@auxiliary.credit
Physical Address: Riverside Properties, 2nd Floor, Riverside Nairobi
Date Licensed: December 24, 2025 3
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
16. Avenews Ke Ltd
Postal Address: P.O. Box 2553-00606, Nairobi
Telephone: +254111133300
Email: jibiwa@avenews-gt.com
Physical Address: The Westwood Building, 1st Floor, Ring Road, Parklands, Nairobi
Date Licensed: June 5, 2025
17. Aventus Technology Limited
Postal Address: P.O. Box 30834 – 00100, Nairobi
Telephone: +254709029000
Email: customer@lendplus.ke
Physical Address:Rhapta Road, Rhapta Heights, Nairobi
Date Licensed: June 5, 2025
18. AVL Capital Ltd
Postal Address: P.O. Box 35502- 00100, Nairobi
Telephone: +254 717 780 171 / +254 20 230 4180
Email: info@avlcapital.com
Physical Address: Lower Duplex Apartments, Suite 24, Upper Hill Road
Date Licensed: June 5, 2025
19. Azura Credit Limited
Postal Address: P.O. Box 51191 – 00100, Nairobi
Telephone: +254705903265
Email: azurakenyacredit@gmail.com
Physical Address: Top Plaza, Kilimani Street, Kindaruma Lane, Westlands, Nairobi
Date Licensed: March 6, 2024
20. BCF Kenya Limited
Postal Address: P.O. Box 180 – 00606 , Nairobi
Telephone: +254724223223
Email: info@bcfkenya.com
Physical Address: L.R. No: 209/14/77 Wambugu Road Parklands
Date Licensed: December 24, 2025
21. Bidii Credit Limited
Postal Address: P.O Box 17678 – 00100, Nairobi
Telephone: +254 720797088/+254 726349395
Email: info@bidiicreditkenya.co.ke /rosewachira.rw@gmail.com /bidiicreditfinance@gmail.com
Physical Address: Applewood Adams, 3rd Floor, Ngong Road
Date Licensed: December 24, 2025
22. Bimas Kenya Limited
Postal Address: P.O. Box 2299-6010, Embu
Telephone: 0111056010
Email: pgathondu@bimaskenya.com/ info@bimaskenya.com
Physical Address: Bimas Plaza, Embu
Date Licensed: June 5, 2025
23. Bingwa Micro Capital Limited
Postal Address: P.O. Box 7829 Thika
Email: info@bingwacapital.com / mwendwakithure1@gmail.com
Telephone: +254713172914; +254712717844
Physical Address: Kwame Nkurumah Street Building, Thika West District, Thika
Date Licensed: December 24, 2025 4
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
24. Blesmark Credit Limited
Postal Address: P.O. Box 34146-00100 Nairobi
Email: blesmarkcredit@gmail.com
Telephone: +254701237549
Physical Address: Kipchamba Street, Cherantho Plaza, Bomet
Date Licensed: December 24, 2025
25. Boostline Capital Limited
Postal Address: P.O. Box 45326 – 00100, Nairobi
Email: capitalboosline@gmail.com
Telephone: +254717384332
Physical Address: Sangyug Centre, 2nd Floor – Ngara Road, Nairobi.
Date Licensed: December 24, 2025
26. Bossrich Credit Limited
Postal Address: P.O. Box 24330 – 00100, Nairobi
Telephone: +254708950500
Email: bossrichcredit@gmail.com
Physical Address: Vision Plaza, 3rd Floor Suite 8C, Mombasa Road, Nairobi.
Date Licensed: September 2, 2025
27. BRAC Kenya Company Limited
Postal Address: P.O. Box 22316 – 00505, Nairobi
Telephone: +254 (0) 743797670
Email: info.bkcl@brac.net
Physical Address: Fawe House, Chania Avenue
Date Licensed: June 5, 2025
28. Brisk Credit Limited
Postal Address: P.O. Box 22637 – 00505, Nairobi
Telephone: +254713329268/+254721702156/+254734702156
Email: stanley.munyao@brisk-credit.co.ke/managing.director@brisk-credit.co.ke
Physical Address: Commodore Office Suites, Kindaruma Road, Nairobi
Date Licensed: September 2, 2025
29. Bytech Credit Limited
Postal Address: P.O. Box 3250 – 00200, Nairobi
Telephone: +254781646440
Email: bytechcreditltd@gmail.com
Physical Address: Kiserian, Magadi Road, Building Opposite Shell Petro Station.
Date Licensed: October 1, 2024
30. Cashmart Capital Limited
Postal Address: P.O. Box 21249-00100, Nairobi
Telephone: +254721841670 +254724807400
Email: cashmartcapital@gmail.com/ talktous@cashmartcapital.co.ke
Physical Address: Vision Tower, Muthithi Road, Nairobi
Date Licensed: December 24, 2025 5
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
31. Ceres Tech Limited
Postal Address: P.O. Box 50047 – 00100, GPO, Nairobi
Telephone: +254702038679
Email: cerestechltdke@gmail.com
Physical Address: Victoria Court, Abacus Lane, Ruaraka, Nairobi
Date Licensed: September 19, 2022
32. Chapeo Capital Limited
Postal Address: P.O. Box 14363 – 00800, Nairobi
Telephone: +254207905106 /+254207905107
Email: info@chapeo.club
Physical Address: Wallstreet Business Park, Godown No. 10. ICD Road-Off Mombasa Road
Date Licensed: March 6, 2024
33. Chelete Credit Limited
Postal Address: P.O. Box 29980 – 00100, Nairobi
Telephone: +254115263074
Email: cheletecreditltd@gmail.com
Physical Address: Tetezi Towers, Ground Floor, Off Ngong Road, George Padmore Road, Nairobi
Date Licensed: October 1, 2024
34. Chime Capital Limited
Postal Address: P.O. Box 7255, Eastleigh, Nairobi
Telephone: +254720990601
Official Email: accounts@chime.llc
Physical address: Agip House, Harambee Avenue, Nairobi
Date Licensed: March 6, 2024
35. Colkos Enterprises Limited
Postal Address: P.O. Box 22813 – 00505, Ngong Road, Nairobi
Telephone: +254722253228 / +254741129129
Email: info@colkos.com
Physical Address: Amani Court, Near Adams Arcade, Nairobi
Date Licensed: March 27, 2023
36. Creditarea Capital Limited
Postal Address: P.O. Box 7640-00600, Nairobi
Telephone: +254709462700 / 0721734688
Email: help@kashbean.co.ke
Physical Address: Baba Dogo, Business Park, Eastlands, Off Outering Road, Spect Godown No.3,
Nairobi
Date Licensed: March 6, 2024
37. Decimal Capital Limited
Postal Address: P.O. Box 5077-00100, Nairobi
Telephone: +254721858774
Email: decimalcapital@gmail.com
Physical Address: Nachu Plaza, 9th Floor, Kiambere Road, Upperhill, Nairobi
Date Licensed: March 6, 2024 6
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
38. Dexintec Kenya Limited
Postal Address: P. O. Box. 103818 – 00100, Nairobi
Telephone: +254727620547
Email: info@ke.dexintec.com
Physical Address: Cardinal Otunga Plaza, Koinange Road, Starehe District, Nairobi
Date Licensed: March 6, 2024
39. Dime Credit Limited
Postal Address: P.O. Box 8628-00100, Nairobi
Telephone: +254722217215
Email: dimecredit@gmail.com
Physical Address: Two Rivers Mall, 2nd Floor, South Tower, Limuru Road, Nairobi
Date Licensed: October 1, 2024
40. Dotcash Credit Limited
Postal Address: P.O. Box 17285-00200, Nairobi
Telephone: +254741922050
Email: realzilladcpkenya@gmail.com/dotcashcredit@gmail.com
Physical Address: Adlife Plaza, Chania Avenue, Nairobi
Date Licensed: December 24, 2025
41. East Africa Futures Company Limited
Postal Address: P.O. Box 20498 – 00100, Nairobi
Telephone: +254 703130699
Email: info@futures.co.ke
Physical Address: Rattansi Education, Trust Building, Koinange Street, Nairobi
Date Licensed: June 5, 2025
42. Easy Asset Management Limited
Postal Address: P.O. Box 28411 – 00100, Nairobi
Telephone: +254748637357
Email: reports@iloan.co.ke
Physical Address: Centenary House, Ring Road, Westlands, Nairobi
Date Licensed: September 2, 2025
43. Easyways Credit Limited
Postal Address: P.O. Box 10499 – 00100, Nairobi
Telephone: +254734641449/+254786189755
Email: info@easywayscredit.co.ke
Physical Address: Trio Complex Thika Road behind Garden City Mall
Date Licensed: September 2, 2025
44. ED Partners Africa Limited
Postal Address: P. O. Box1063 – 00100, Nairobi
Telephone: +254 111 131 000
Email: customercare@edpartnersafrica.com
Physical Address: Haven Court, Parkfield Place,4th Floor Waiyaki Way Opposite Safaricom House
Date Licensed: June 27, 2024 7
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
45. Edenbridge Capital Ltd.
Postal Address: P.O. Box 10046 – 00100, Nairobi
Telephone: +254701848484
Email: info@edenbridgecapital.co.ke
Physical Address: IPS Building, Kimathi Street, Nairobi
Date Licensed: December 24, 2025
46. EDOMX Limited
Postal Address: P.O. Box 797-00606, Nairobi
Telephone: +254701220220
Email: legal@edomx.com
Physical Address: The Address, 16th Floor, Muthangari Drive, Westlands, Nairobi
Date Licensed: March 27, 2023
47. Elevate Credit Limited
Postal Address: P.O. Box 61600-00200, Nairobi
Telephone: +254748933558
Email: pgachuhy@gmail.com
Physical Address: Sameer Business Park Mombasa Road, Nairobi
Date Licensed: September 2, 2025
48. Ellegant Credit Limited
Postal Address: P.O. Box 57639-00200, Nairobi
Telephone: +254746851679
Email: info@ellegantcredit.com
Physical Address: Lonak Business Centre, 1st Floor, Suite B11, Kasarani, Nairobi
Date Licensed: October 1, 2024
49. Extend Money Services Limited
Postal Address: P.O. Box 21735 – 00100, Nairobi
Telephone: +254 709503 000
Email: info@extendmoney.co.ke
Physical Address: 4th Floor, Suite 6G, Vision Plaza, Mombasa Road, Nairobi
Date Licensed: March 27, 2023
50. Fabilo Credit Ltd
Postal address: P.O. Box 42724 -00100, Nairobi
Telephone: + 254 743960066
Email: fabilocredit@gmail.com
Physical address: 1st floor, Delta Corner Annex, Ring Road Westlands Lane, Nairobi
Date Licensed: June 5, 2025
51. Factorhouse Limited
Postal Address: P. O. Box 70- 00618, Nairobi
Telephone: +254726770992
Email: mwangi@factorhouseltd.com
Physical Address: 5th Floor, Liberty Plaza, Mombasa Road, Nairobi
Date Licensed: March 6, 2024 8
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
52. Fahari Point Capital Limited
Postal Address: P.O Box 9394-00100, Nairobi
Telephone: 0722262640
Email: Faharipointcapital@gmail.com, Info@faharipointcapital.com
Physical Address: Viewpark Towers 14th Floor – Utalii Lane
Date Licensed: October 1, 2024
53. Fantom Capital Limited
Postal Address: P. O. Box 15455-00400, Nairobi
Telephone: +254722362432
Email: kuriag.robert@gmail.com
Physical Address: Energies Ruaraka, Nairobi
Date Licensed: June 5, 2025
54. Fezotech Kenya Limited
Postal Address: P. O. Box 21188 00100 – GPO, Nairobi
Telephone: +254724032400
Email: fezotechkenya@gmail.com /fezotechk@gmail.com
Physical Address: The Arch Place Building, Kilimani Road, Westlands District, Nairobi
Date Licensed: March 6, 2024
55. Finberry Capital Ltd
Postal Address: P. O. Box 74937-00200, Nairobi
Telephone: +254798890004
Email: info@berry.ke
Physical Address: ATC Centre, No 40 Riara Road.
Date Licensed: June 5, 2025
56. Finboom Credit Kenya Limited
Postal Address: P. O. Box 936-00900, Kiambu
Telephone: +254793780210
Email: help@finboomcredit.co.ke
Physical Address: Grainbelt go downs, Go down 2, Ruiru
Date Licensed: June 5, 2025
57. Fincorp Credit Limited
Postal Address: P.O. Box 12626-00400, Nairobi
Telephone: 0706 355 355/0111 055 600
Email: info@fincorpcredit.co.ke
Physical Address: Gallant Mall, 8th Floor, Parklands Road
Date Licensed: October 1, 2024
58. Fincredit Limited
Postal Address: P.O. Box 101267 – 00101 Nairobi, Jamia Square
Telephone: 0709000390 – 0709000399
Email: reporting@fincredit.co.ke
Physical Address: Two Rivers, North Tower 2nd Floor
Date Licensed: December 24, 2025 9
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
59. Finseil Limited
Postal Address: P.O. Box 29036 – 00100, Nairobi
Telephone:+254728651674
Email: tatyanmaklakova@yandex.ru
Physical Address: 1st Floor, Luther Plaza, Nyerere Road
Date Licensed: September 2, 2025
60. Fortune Credit Limited
Postal Address: P.O. Box 4237-00506, Nairobi
Telephone: +254722982474/0114943649
Email: info@fortunecredit.co.ke
Physical Address: Enwealth Business Centre, Ngong Lane, Nairobi
Date Licensed: March 6, 2024
61. Fourth Generation Capital Limited
Postal Address: P.O. Box 287-00502, Karen, Nairobi
Telephone: +254113862239
Email: compliance@4g-capital.com / legal@4g-capital.com
Physical Address: Africa Reit Lane, Africa Reit House, Nairobi
Date Licensed: March 27, 2023
62. Frictionless Enterprises Limited
Postal Address: P.O. Box 77708 – 00508, Nairobi
Telephone: +254711082222
Email: hello@m-power.io
Physical Address: Powerhouse, Kyuna Road, Spring Valley, Nairobi, Kenya
Date Licensed: June 5, 2025
63. Futureinno Digital Tech Limited
Postal Address: P.O. Box 21591-00100, Nairobi
Telephone: +254710170061
Email: futureinnodigital@gmail.com
Physical Address: Reliable Towers, Mogotio Road, Nairobi
Date Licensed: September 2, 2025
64. Geoland Credit Limited
Postal Address: P.O. Box 2714 – 60200, Meru – Kenya
Telephone:+25421656565/+254720578421/0781177177
Email: compliance@geolandgroup.co.ke/credit@geolandgroup.co.ke
Physical Address: Kenyatta Highway: Ntara place Lower ground floor Meru
Date Licensed: December 24, 2025
65. Getcash Capital Limited
Postal Address: P.O. Box 15682 – 00503, Mbagathi, Nairobi
Telephone: +254736276000
Email: info@getcashcapital.co.ke
Physical Address: Devcon House, 2nd Floor, Lunga Lunga, Nairobi
Date Licensed: September 19, 2022 10
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
66. Giando Africa Limited (Trading as Flash Credit Africa)
Postal Address:P. O. Box 1816 – 00606 Sarit Centre, Nairobi
Telephone: +254713948254/ 0706934558
Email: support@flashcreditafrica.com
Physical Address: Krishna Center, Woodvale Groove, Nairobi
Date Licensed: September 19, 2022
67. Girls First Kenya Limited
Postal Address: P.O. Box 74041-00200, Nairobi
Telephone: +254205002132
Email: info@girlsfirstfinance.com
Physical Address: 132 Manyani E Rd, Nairobi, Kenya (Zuri Health HQ)
Date Licensed: June 5, 2025
68. Granary Capital Limited
Postal Address: P.O. Box 15763-00509, Nairobi
Telephone: +254715638770
Email: info@granarycapital.com
Physical Address: Butere Road, Credit Bank Building
Date Licensed: June 5, 2025
69. Guava Capital Limited
Postal Address: P.O. Box 949 – 20117, Naivasha
Telephone: +254714775291
Email: guavacapitalltd@gmail.com
Physical Address: Total Office, Ruaraka Street, Thika Road
Date Licensed: December 24, 2025
70. Hanis Capital Limited
Postal Address: P.O. Box 25801 – 00100 Nairobi
Telephone: +254 705406087
Email: hanniscapitallimited@gmail.com
Physical Address: Sameer Park Building, Mombasa Road
Date Licensed: September 2, 2025
71. Hela Capital Limited
Postal Address: P.O. Box 19619-00100, Nairobi
Telephone: +254 (20) 776 6666
Email: md@helacapitals.com
Physical Address: Thindigua, Kiambu Road, Feruzi Towers, 4th Floor, Wing A, Kiambu.
Date Licensed: October 1, 2024
72. Helium Credit Limited
Postal Address: P.O. Box 14816 – 00800, Nairobi
Telephone: +254738150083/+254718584310
Email: heliumcredit@heliumhealth.com
Physical Address: Riverside Drive, Keystone Park, Westlands
Date Licensed: June 5, 2025 11
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
73. Inspire Credit Limited
Postal Address: P.O. Box 10499 – 00400, Nairobi
Telephone: +254758555333 / +254748111555
Email: info@inspirecredit.co.ke
Physical Address: Muthaiga Square, Thika Superhighway, Nairobi
Date Licensed: October 1, 2024
74. Inventure Mobile Limited (Trading as Tala)
Postal Address: P.O. Box 35523 – 00100, Nairobi
Telephone: 0800720597 (toll free)
Email: hellokenya@talamobile.com
Physical Address: The Oval, 6th Floor, Wing A, Ring Road, Westlands, Nairobi
Date Licensed: January 30, 2023
75. Ismuk Credit Limited
Postal Address: P.O. Box 60973 – 00200, Nairobi
Telephone: +254768654598
Email: ismukventures@gmail.com
Physical Address: Delta House 4th Floor, Room 421, University Way, Nairobi
Date Licensed: June 27, 2024
76. Jackfruit Associates Limited
Postal Address: P.O. Box 60635 – 00200, Nairobi
Telephone: +2540110701174
Email: info@jackfruitfinance.com, rob@jackfruitfinance.com
Physical Address: 3rd Floor, Rhapta Heights Building, Rhapta Road, Nairobi.
Date Licensed: December 24, 2025
77. Jafari Credit Limited
Postal Address: P.O. Box 10518 – 00100, Nairobi, Kenya.
78. Jambofin Credit Limited
Postal Address: P.O. Box 73, 00200, Ruiru
Telephone: +254701706060 or +254726252653
Email: ceo@jambofin.co.ke & info@jambofin.co.ke
Physical Address: Spur Mall, Ruiru, Thika Road
Date Licensed: December 24, 2025
79. Jijenge Credit Limited
Postal Address: P.O. Box 9578 – 00200, Nairobi
Telephone+254711282727
Email: info@jijengecredit.com
Physical Address: 6th Floor Suites 604/605, Town House, Kaunda Street, Nairobi
Date Licensed: September 19, 2022 12
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
80. Juhudi Kilimo Company Limited
Postal Address: P.O Box 25441-00100, Nairobi
Telephone Number: +254 709 69 20 00/+254 709 69 20 30
Email: info@juhudikilimo.com
Physical Address: 2nd Floor, The Priory, Argwings Khodek Road, Nairobi
Date Licensed: December 24, 2025
81. Jumo Kenya Limited
Postal Address: P.O. Box 10643 – 00100, Nairobi
Telephone: +254787777771
Email: contact@jumo.world
Physical Address: Ikigai Nairobi, Merchant Square, Riverside Drive, Nairobi
Date Licensed: January 30, 2023
82. Keep Vision and Growth Credit Limited
Postal Address: P.O. Box 19492-00100, Nairobi
Telephone: +254741404040
Email: info@kvgcredit.com/ ndichu.eric@gmail.com
Physical Address: Thika Road Shell Toll Petrol Station
Date Licensed: December 24, 2025
83. Kifedha Ltd
Postal Address: P.O. Box 105796 – 00100, Nairobi
Telephone: 0791573231
Email: info@kifedha.co.ke
Physical Address: Chambai House, Murang’a Road, Ngara
Date Licensed: June 5, 2025
84. Kikwetu Credit Ltd
Postal Address: P.O. Box 18010 – 00100, Nairobi
Telephone: 0721 257143/0768 150438
Email: kikwetucreditlimited@gmail.com
Physical Address: Alimex Plaza, Mombasa Road, Nairobi
Date Licensed: June 5, 2025
85. Kweli Smart Solutions Limited
Postal Address: P.O. Box 53431-00200, Nairobi
Telephone: +254791578693
Email: sema@ksmart.tech
Physical Address: 2nd Floor, Eaton Place, UN Crescent Avenue, Nairobi
Date Licensed: September 19, 2022
86. Lasiri Capital Limited
Postal Address: P.O. Box 62658 – 00200, Nairobi
Telephone: +254789668664
Email: info@lasiricapital.co.ke
Physical Address: Azure Towers, Lantana Road, Westlands, Nairobi, Kenya
Date Licensed: September 2, 2025 13
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
87. Leaf Credit Limited
Postal Address: P.O Box 210 – 00200, Nairobi
Telephone: +254114000333
Email: leafcreditltd@gmail.com
Physical Address: Crescent Business Center, 3rd Floor
Date Licensed: September 2, 2025
88. Leja Ltd
Postal Address: P.O. Box 238370-0100, Nairobi
Telephone: +254768212665
Email: info@leja.co.ke
Physical Address: Keystone Park, 95 Riverside Drive 3 Floor, Block A, Riverside Dr, Nairobi,
Kenya
Date Licensed: June 5, 2025
89. Lenana Innovative Solutions Limited
Postal Address: P.O. Box 899 – 00618, Ruaraka, Nairobi
Telephone: +254110010394
Email: info@lenana.com
Physical Address: Westcom Point Building, Mahiga Mairu Avenue, Westlands, Wing A, Third
Floor
Date Licensed: October 1, 2024
90. Letshego Kenya Ltd
Postal Address: P.O. Box 52926 – 00200, Nairobi
Telephone: +254730687000
Email: kenya@letshego.com
Physical Address: 316 Upper Hill Chambers, 7th Floor, 2nd Ngong Avenue, Nairobi
Date Licensed: January 30, 2023
91. Liberty Afrika Technologies Ltd
Postal Address: P.O. Box 20000 – 00100, Nairobi
Telephone: +254728907070
Email: info@libertyafrika.co.ke
Physical Address: View Park Towers, 3rd Floor, Utalii Street, Nairobi
Date Licensed: December 24, 2025
92. Lipa Later Limited
Postal Address: P.O. Box 43537 – 00100, Nairobi
Telephone: +254709684000
Email: info@lipalater.com
Physical Address: Lipa Later HQ, Lavington, next to Mawara Gardens, Off Olenguruone Avenue,
Nairobi
Date Licensed: March 6, 2024
93. Little Limited trading as SpotIt
Postal Address: P.O. Box 13628-00800, Nairobi
Telephone: +254 709 044 000
Email: legal@little.africa
Physical Address: Musa Gitau Road, Craft Silicon Campus, Off Waiyaki Way, Nairobi
Date Licensed: September 2, 2025 14
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
94. Little Pesa Limited
Postal Address: P.O. Box 39886 – 00623, Nairobi
Telephone: +254746510778/+254710490126/+254746510781
Email: Info@littlepesa.com
Physical Address: Reliable Towers, Mogotio Road, Westlands, Nairobi
Date Licensed: March 27, 2023
95. Loan Plus Digital Credit Provider Limited
Postal Address: P.O. Box 39940 – 00623, Nairobi
Telephone: +25479981870
Email: loanplusDCP@hotmail.com
Physical Address: 1st Floor, 623 Wood Avenue, Nairobi
Date Licensed: June 5, 2025
96. Lobelitec Credit Limited
Postal address: P. O. Box 51191 – 00100, Nairobi
Telephone No: 0112096086
Email: lobeliteccredit@gmail.com
Physical address: Ngong Road Kindaruma Lane, Commodore Offices Plot 209
Date Licensed: March 6, 2024
97. LockBx Limited
Postal address: P.O. Box 25350-00603, Nairobi
Telephone No: +254726210997
Email: info@lockbx.co.ke
Physical address: Sifa Towers, 6th Floor, 6A, Nairobi
Date Licensed: October 1, 2024
98. Longitude Capital Limited
Postal Address: P.O. Box 62268-00200 Nairobi, Kenya.
Telephone: +254 20 4401213
Email: info@longitudecapital.co.ke
Physical Address: 6th Floor Silkwood Office Suits, Ngong Road
Date Licensed: June 5, 2025
99. Lucason Capital Limited
Postal Address: P.O. Box 67506-00200 Nairobi.
Telephone Contacts: 0721701114 and 0719266409
Email Address: lucasoncapitallimited@gmail.com
Physical Address: Lifestyle Terraces, Syokimau
Date Licensed: December 24, 2025
100. Maison Capital Limited
Postal Address: P.O. Box 22744-00100, Nairobi
Telephone: +254707222033
Email: peterwndungu2@gmail.com
Physical Address: 5th floor, Aqua Office suites ,Ngara, along Murang’a Road Nairobi.
Date Licensed: December 24, 2025 15
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
101. Malicash Investment Limited
Postal Address: P.O. Box 1996-90100, Machakos
Telephone-254708358800
Email- compliance@malicash.co.ke / carolsyowia@gmail.com
Physical Address: Asante House, First Floor, Roo, 3, Machakos Town
Date Licensed: December 24, 2025
102. Maralal Ledger Limited
Postal Address: P.O. Box 104949-00101, Nairobi
Telephone: +254724055813
Email: info@maralalledger.com
Physical Address: Feruzi Towers, Fourth Floor, Wing B, Kiambu Road
Date Licensed: March 6, 2024
103. Marble Capital Solutions Limited
Postal Address: P.O. Box 818 – 00511, Ongata Rongai
Telephone: +254729141295
Email: marblecapitalsolutions@gmail.com
Physical Address: 2nd Floor, Maasai Mall, Ongata Rongai
Date Licensed: March 6, 2024
104. Maxxton Enterprises Ltd
Postal Address: P.O. Box 51090-00200, Nairobi
Telephone: +254733398614
Email: info@maxxtonltd.com
Physical Address: Koinange Street, College House, Nairobi
Date Licensed: June 5, 2025
105. Mayflower Capital limited
Postal Address: P.O. Box 162 – 00100, Nairobi
Telephone: +254720710625
Email: mayflowercapitalltd@gmail.com
Physical Address: Mwea Town, Equity Building Along Makutano – Meru Highway
Date Licensed: September 2, 2025
106. MCF 2 Kenya Limited
Postal Address: P.O. Box 6711 – 00100 GPO, Nairobi
Telephone: +254707136044
Email: info@medicalcreditfund.org
Physical Address: 52 EL Molo Drive Lavington, Off Naushad Merali Drive, Nairobi
Date Licensed: October 1, 2024
107. Mednow Capital Limited
Postal Address: P.O. Box 15651-0509, Nairobi
Telephone: +254718707539
Email: ngatia@mednowafrica.com
Physical Address: Watermark Business Park, Karen, Nairobi
Date Licensed: September 2, 2025 16
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
108. MFS Technologies Limited
Postal Address: P.O. Box 43250-00100, Nairobi
Telephone: +254709184000
Email: info@mfs.co.ke
Physical Address: Capital West, 5th Floor, Lantana Road (Off Rhapta Road), Nairobi
Date Licensed: January 30, 2023
109. Milhan Access Capital Limited
Postal Address: P.O. Box 5148-00100, Nairobi
Telephone: 0790309958
Email: Info@milhanaccesscapital.com
Physical Address: Azure Tower Lantana Road Westlands
Date Licensed: June 5, 2025
110. Mimi Credit Limited
Postal Address: P.O. Box 16758 – 00620, Mobil Plaza, Nairobi
Telephone: +254113762857
Email: accounts@mimi.credit
Physical Address: Victoria Plaza, Parklands Road
Date Licensed: December 24, 2025
111. Mint Credit Limited
Postal Address: P.O Box 2417-00606, Sarit Centre, Nairobi
Telephone: +254799555333
Email: info@mintcredit.co.ke
Physical Address: Trance Towers 7th floor, South B, Tsavo Road, Nairobi
Date Licensed: June 27, 2024
112. MKash Solutions Limited
Postal Address: P.O. Box 3776-00100, Nairobi
Telephone: +254724078884
Email: mkashltd@gmail.com
Physical Address: Delta Corner, Waiyaki Way, Nairobi
Date Licensed: December 24, 2025
113. MKM Capital Limited
Postal address: P.O Box 22715-00505, Nairobi
Telephone: +254707039513
Email: info@mkmcapitalglobal.co.ke
Physical address: Western Heights, 4th Floor, Suite 10, Nairobi
Date Licensed: March 6, 2024
114. M-Kopa Loan Kenya Limited
Postal Address: P.O. Box 51866 – 00100, Nairobi
Telephone: +254799 136 761
Email: compliance@m-kopa.com
Physical Address: Riverside Paddocks, M-Kopa House, Nairobi
Date Licensed: January 30, 2023 17
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
115. Mkulimapay Credit Ltd
Postal Address: P.O. Box 28385 – 00100, Nairobi
Telephone: 0748820255
Email: mkulimacash@gmail.com
Physical Address: Shell Tegemeo, next to Mountain View Mall, off Waiyaki Way
Date Licensed: June 5, 2025
116. Modesty Credit Ltd
Postal Address: P.O. Box 607 – 60200, Meru, Makutano Highway
Telephone: +254794673254
Email: info@modestycredit.co.ke
Physical Address: Meru-Makutano, Union Square, Meru
Date Licensed: June 5, 2025
117. Mogo Auto Limited
Postal Address: P.O. Box 9979-00100, Nairobi
Telephone: +254768469112
Email: info@mogo.co.ke
Physical Address: Pine Tree Plaza, Kaburu Drive- Off Ngong Road, Nairobi
Date Licensed: June 27, 2024
118. Momentum Credit Limited
Postal Address: P.O. Box 29175-00100, Nairobi
Telephone: +254709434900
Email: info@momentumcredit.co.ke & cx@momentumcredit.co.ke
Physical Address: International House, 9th Floor, Mama Ngina Street, Nairobi
Date Licensed: October 1, 2024
119. Moneza Ltd
Postal Address: P.O. Box 45660-0000, Nairobi
Telephone: +254721779662
Email: info@moneza.co.ke
Physical Address: Avocado Towers, Muthithi Road, Westlands
Date Licensed: June 5, 2025
120. Moto Hope Capital Limited
Postal Address: P.O. Box 37217 -00100, Nairobi
Telephone+254713827519
Email: info@motohopecapital.com
Physical Address: Blessed House 5th Floor, Thika Road, Nairobi
Date Licensed: September 2, 2025
121. Mular Credit Limited
Postal Address: P.O. Box 196-90200, Kitui
Telephone: +254733664762/+254707978937
Email: info@mularcredit.co.ke, tmasua.glowme@gmail.com
Physical Address: Even Business Park, Wing A, Second Floor, Room 1, Airport North Road,
Embakasi, Nairobi
Date Licensed: September 2, 2025 18
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
122. Musoni Capital Limited
Postal Address: P.O. Box 25351-00100, Nairobi
Telephone: +254709761101/0709761111
Email: info@musoni.co.ke ; dominickosgei@musoni.co.ke
Physical Address: Cape Office Park, Ring Road Kilimani, Nairobi
Licensed: September 2, 2025
123. Mwananchi Credit Ltd
Postal Address: P.O. Box 103683 – 00101, Nairobi
Telephone:+254709147000
Email: info@mwananchicredit.com/ legaldesk@mwananchicredit.com
Physical Address: Eco Bank Towers, Muindi Mbingu Street, Central Business District, 10th Floor,
Nairobi
Date Licensed: September 2, 2025
124. Mwanzo Credit Limited
Postal Address: P.O. Box 759-00241, Nairobi
Telephone: +254729670100
Email: infomwanzocreditltd@gmail.com
Physical Address: Newton House, 3rd Floor, Deliverance Road, Nairobi-Namanga.
Date Licensed: September 19, 2022
125. Mycredit Limited
Postal Address: P.O. Box 21798 – 00100, Nairobi
Telephone: +254711349805
Email: info@mycredit.co.ke
Physical Address: ABSA Towers, 11th Floor, Loita Street, Nairobi
Date Licensed: January 30, 2023
126. MyWagepay Limited
Postal Address: P.O. Box 43844-00200, Nairobi
Telephone: +254709549019
Email: ceo@mywagepay.com;
Physical Address: Thika Road, Room 503C, Astrol Building (Opp Garden City), Nairobi
Date Licensed: September 19, 2022
127. Natal Tech Limited
Postal Address: P.O. Box 2145, Thika
Telephone: +254 792 989 705
Email: nataltechltd@gmail.com
Physical Address: Harmony Street, Kenol Sagana Highway
Date Licensed: January 30, 2023
128. Nawiri African Sprouts Ltd trading as Fast Credit
Postal Address: P.O. Box 34615-00100, Nairobi
Telephone: +254721177402
Email: info@nas.co.ke
Physical Address: Karuna Road, Westlands, Western Heights building, 5th Floor
Date Licensed: June 5, 2025 19
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
129. Newark Frontiers Limited
Postal Address: P.O. Box 34615-00100, Nairobi
Telephone: +254 739911020
Email: info@newarkfrontiers.co.ke
Physical Address:Karen-End, off Dagoretti Road, Dagoretti/ Mutuini/1356
Date Licensed: June 5, 2025
130. Ngao Credit Limited
Postal Address: P.O. Box 60776 – 00200, Nairobi
Telephone: +254709650000
Email: info@ngaocredit.com
Physical Address: 4th Floor, Morning Side Office Park, Ngong Rd, Nairobi
Date Licensed: January 30, 2023
131. Numida Technologies Kenya Limited
Postal Address: P.O. Box 22602 -00100, Nairobi
Telephone: + 254704454031
Email: Info@numidatech.com
Physical Address: Floor 2 – The Mvuli Building, Mvuli Road, Westlands, Nairobi, Kenya
Date Licensed: June 5, 2025
132. ODI Credit Limited
Postal Address: P.O. Box 16758 – 00620, Nairobi
Telephone: +254709183808/+254788180355
Email: info@hazini.com
Physical Address: Kalson Towers, 7th Floor (left wing), Crescent Road, Nairobi
Date Licensed: October 1, 2024
133. Okolea International Limited
Postal Address: P.O Box 41316 – 00100, Nairobi
Telephone: +254742532281
Email: info@okolea-international.com/ okoleaint16@gmail.com
Physical Address:1st Floor, Venus Complex, Office No. 4111, Northern Bypass, Nairobi
Date Licensed: March 27, 2023
134. Onwards Swift Company Limited
Postal Address: P.O. Box 35-4200 Oyugis
Telephone: 0706444333
Email: info.onwardswiftltd@gmail.com
Physical Address: IPS Building 4th floor, Kimathi Street
Date Licensed: December 24, 2025
135. Opal Quick Limited
Postal Address: P.O Box 671-60400, Chuka
Telephone: +254722790234 / +254115990652
Email: support@opalquick.co.ke
Physical Address: Twin Plaza Building, Opposite Magunas Supermarket, Meru Town
Date Licensed: October 1, 2024 20
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
136. Otas Credit Limited
Postal Address: P.O. Box 38940 – 00100, Nairobi
Telephone: +254718726456
Email: otascredit@gmail.com
Physical Address: Spring Valley, Westlands, Number 30, Peponi Road
Date Licensed: September 2, 2025
137. Pato Capital Limited
Postal Address: P.O. Box 51957 -00100 Nairobi, Kenya
Telephone: +254 108 238171
Email: info@patocapital.com
Physical Address: Futuristic Centre, Westlands, Nairobi
Date Licensed: December 24, 2025
138. Payablu Credit Limited
Postal Address: P.O. Box 610-00518, Nairobi
Telephone: +254742066421
Email: payablucreditlimited@gmail.com
Physical Address: 2nd floor, Ntashart plaza formerly Elysee Plaza, Kilimani, Near Adams Arcade,
Kilimani Road, off Ngong Road
Date Licensed: June 27, 2024
139. Pembeni Cash Ltd
Postal Address: P.O. Box 64769-00620, Nairobi
Telephone: +254769269606
Email: karirid@yahoo.com/info@pembenicash.com
Physical Address: The Trio Complex Building, 1st Floor East Wing, EABL Road, Kasarani, Nairobi
Date Licensed: September 2, 2025
140. Pesaglow Capital Limited
Postal Address: P.O. Box 73740 – 00200, Nairobi
Telephone: +254717522512
Email: pesaglowcapital@gmail.com
Physical Address: Kitengela, Derrick House, 2nd floor, D1, Nairobi
Date Licensed: October 1, 2024
141. Pesakuu Credit Limited
Postal Address: P.O. Box 30784 – 00100, Nairobi
Telephone: +254112020926
Email: iziloan1@gmail.com
Physical Address: The Address, 7th Floor, Westlands, off Waiyaki Way, Muthangari Drive, Nairobi
Date Licensed: October 1, 2024
142. Peshee Capital Limited
Postal Address: P.O. Box 13250 – 00100, Nairobi
Telephone: +254 785 773763
Email: pesheecapital@gmail.com
Physical Address: Sartaj Building, 4th Floor, west corner office, Machakos Town
Date Licensed: December 24, 2025 21
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
143. Pezesha Africa Limited
Postal Address: P.O. Box 22986 – 00505, Nairobi
Telephone: +254755768547
Email: hello@pezesha.com cc: hilda@pezesha.com
Physical Address: 7th Floor Rainbow Towers, Muthithi Road, Westlands, Nairobi
Date Licensed: January 30, 2023
144. Phoenix Capital Limited
Postal Address: P.O. Box 26801-00100, Nairobi
Telephone: 0747100102
Email: admin@phoenixcapital.co.ke
Physical Address: The Arch Place 8th Floor, Nyangumi Road, Nairobi
Date Licensed: October 1, 2024
145. Pi Capital Limited
Postal Address: P.O. Box 3332-00506 Nairobi
Telephone: +254759808086/+254759808080
Email: info@bayes.co.ke
Physical Address: 5th Floor, Mitsumi Business Park, Muthithi Road, Westlands, Nairobi
Date Licensed: March 6, 2024
146. Platinum Credit Limited
Postal Address: P.O. Box 73304-00200, Nairobi
Telephone: +25470664440/0706644442/0709 900 000
Email: Info@platinumcredit.co.ke
Physical Address: Mezzanine Floor, International House, Mama Ngina Street, Nairobi
Date Licensed: September 2, 2025
147. Premier Credit Limited
Postal Address: P.O. Box 21256 – 00100, Nairobi
Telephone: +254730812000/+254709176 000
Email: info@premiergroup.co.ke
Physical Address: Nginyo Towers 5th Floor, Koinange Street, Nairobi
Date Licensed: October 1, 2024
148. Progressive Credit Limited
Postal Address: P.O. Box 64036-00640, Nairobi
Telephone: 0730669811
Email: info@progressivecr.com
Physical Location: 7th Floor, Flamingo Towers, Mara Road, Nairobi
Date Licensed: June 27, 2024
149. Puphik Credit Limited
Postal Address: P.O. Box 1238 – 20200, Kericho
Telephone: +254714262211
Email: info@puphikcredit.com; puphikcredit@gmail.com
Physical Address: Kosal Plaza, 2nd Floor, Kipchamba Street, Bomet
Date Licensed: October 1, 2024 22
C2: CBK – Official
CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS
UPDATED ON DECEMBER 24, 2025
150. Radi Credit Limited
Postal Address: P.O. Box 51191, GPO, Nairobi
Telephone: +254114480972
Email: support@radicredit.com
Physical Address: Plot No. Two Zero Nine, Commodore Offices, Ngong Road, Kindaruma Lane,
Nairobi
Date Licensed: October 1, 2024
151. Real People Kenya Limited
Postal Address: P.O. Box 27153- 00100 Nairobi
Telephone: +254711085600
Email: info@realpeople.co.ke
Physical Address: Lavington Court Apartments, Apartment A6, Off Waiyaki Way, Muthangari
Drive, Nairobi.
Date Licensed: December 24, 2025
152. Reazilla DCP Limited
Postal Address: P.O. Box 2658-00100, Nairobi
Telephone: +2547419222050
Email: reazilladcpkenya@gmail.com
Physical Address: Cabby Centre, Dagoretti, Nairobi
Date Licensed: September 2, 2025
153. Rewot Ciro Limited
Postal Address: P.O. Box 15073 – 00400, Tom Mboya Street, Nairobi
Telephone: +254715464554
Email: info@rewotciro.co.ke / rewotafrica@gmail.com
Physical Address: Keekorok Building, Keekorok Road, Nairobi
Date Licensed: September 19, 2022
154. Risine Credit Limited
Postal Address: P.O. Box 25347 – 00603, GPO, Nairobi
Telephone: +254793362676
Email: risinecredit@gmail.com
Physical Address: Ikigai office Ninety JGO, James Gichuru Road, Nairobi
Date Licensed: March 27, 2023
155. Rosatap Credit Limited
Postal Address: P. O. Box. 9050 – 00100 Nairobi
Telephone: +254701629773
Email: rosatapcreditlimited@gmail.com
Physical Address: Gateway Mall, Mombasa Road
Date Licensed: December 24, 2025
156. Seanala Credit Limited
Postal Address: P.O. Box 16604-00100, Nairobi
Telephone: +254726398979
Email: seanalacredit@gmail.com
Physical Address: Ambassador Court, Suite E4, Milimani Road, Nairobi
Date Licensed: December 24, 2025
157. Select Management Services Limited
Postal Address: P.O. Box 27639 – 00506, Nairobi
Telephone: +254202777500/1
Email: info.kenya@selectafrica.net
Physical Address: Transnational Plaza, First Floor, Mama Ngina Street
Date Licensed: December 24, 2025
158. Senti Capital Limited
Postal Address: P.O. Box 1146-00606, Nairobi
Telephone: 0709332000/0712517910
Email: info@senti.co.ke
Physical Address: Stellato Complex, 4th Floor, Muthithi Road, Westlands, Nairobi
Date Licensed: March 6, 2024
159. Sevi Innovation Limited
Postal Address: P.O. Box 41987 – 00100, Nairobi
Telephone: +254111560376
Email: partner@sevi.io
Physical Address: Kenafric Business Park, Tower A, 2nd Floor – Office Unit 1, Baba Dogo Road,
Nairobi
Date Licensed: September 19, 2022
160. Simbageld Ltd
Postal Address: P.O. Box 23030-00100, Nairobi
Telephone: 0712 844 019 / 0742 724 031
Email: info@simbageld.com / applications@simbageld.com
Physical Address: Parkside Hotel Building, Monrovia Street, Nairobi.
Date Licensed: June 5, 2025
161. Simplepay Capital Limited
Postal Address: P.O. Box 39324 – 00623, Nairobi
Telephone: +254 798 198 531, +254 700 467 730, +254 787 467 730
Email: info@simplepay.capital
Physical Address: Office 902, 9th floor, Website Tower, Lower Kabete Road, Nairobi
Date Licensed: October 1, 2024
162. Sipranda Capital Ltd
Postal Address: P.O. Box 420 – 00521, Nairobi
Telephone: 0709002700/ 0706221221
Email: info@siprandacapital.com
Physical Address: Upper Hill, Kiambere Road, Cassia Court, Wing C
Date Licensed: June 5, 2025
163. Siti Mobility Technologies Limited
Postal Address: P.O. Box 34850 – 00100, Nairobi
Telephone: +254720384396
Email: info@sitimobility.com
Physical Address: 10th Floor, East Wing, Riverside Square, Riverside Drive, Westlands, Nairobi
Date Licensed: October 1, 2024 24
164. Snowflex Capital Limtied
Postal Address: P.O. Box 64339-00620, Nairobi
Telephone: +254768494623
Email: capitflex45@gmail.com
Physical Address: Watersys Plaza, Central Business District, Nairobi
Date Licensed: December 24, 2025
165. Sokohela Limited
Postal Address: P.O. Box 34-00502, Nairobi
Telephone: +254728915511
Email: business@sokohela.com
Physical Address: Rivonia House, 2nd Floor, Naivasha Road, Nairobi
Date Licensed: September 19, 2022
166. Spectrum Credit Ltd
Postal Address: P.O. Box 25597 -00504, Nairobi
Telephone: 0722802157
Email: info@swiftcapitalltd.com
Physical Address: Kindaruma Road, Commodore Office Suites
Date Licensed: June 5, 2025
167. Spread Capital Ltd
Postal Address: P.O. Box 9080 – 00100, Nairobi
Telephone: 0712336666/0705179599
Email: info@spreadcapital.co.ke or info.spreadcapital@gmail.com
Physical Address: Yala Towers, Koinange/Biashara Street
Date Licensed: June 5, 2025
168. Steadfast Credit Ltd
Postal Address: P.O. Box 15682-00503, Nairobi
Telephone: +254 101180531
Email: info@steadfastcredit.co.ke
Physical Address: 3rd Floor, Kimson Plaza, off Eastern Bypass, Utawala Area, Nairobi County
Date Licensed: June 5, 2025
169. Stride Credit Limited
Postal Address: P. O. Box. 1604-60200, Meru
Telephone: +254715982342
Email: stridecreditltd@gmail.com
Physical Address: Twin Plaza, Ghana Street, Meru Town
Date Licensed: June 27, 2024
170. Suffice Ltd
Postal Address: P. O. Box. 4684 – 00100 Nairobi
Telephone: +254718882200
Email: info@suffice.co.ke
Physical Address: Nextgen Mall, Mombasa Road, Nairobi
Date Licensed: September 2, 2025
171. Sure Cred Capital Limited
Postal Address: P.O. Box 1466 – 00618, Nairobi
Telephone: +254708233824/0708588458
Email: surecredltd@gmail.com
Physical Address: Aztec Business Park, Baba Dogo Road, Ruaraka, Nairobi
Date Licensed: October 1, 2024
172. Tanir Credit & Accounting Services Limited
Postal Address: P.O. Box 1255-00232, Ruiru
Telephone: +254723585651
Email: tanirltd@gmail.com, info@tanirltd.co.ke
Physical Address: Kahawa Sukari, Kenversity Sacco Building, 4th Floor Suite 4B
Date Licensed: October 1, 2024
173. Tazu Credit Limited
Postal Address: P.O. Box 856, 00606 Nairobi
Telephone: +254790357592
Email: tazucredit@gmail.com
Physical Address: Riverside Drive Building, Riverside Square, Nairobi
Date Licensed: December 24, 2025
174. Tenakata Enterprises Limited
Postal Address: P.O. Box 21605 – 00505, Nairobi
Telephone: 0722902424
Email: info@tenakata.com
Physical Address: 3
rd Floor, Utumishi House, Mamlaka Road, Nairobi
Date Licensed: January 30, 2023
175. Tentacorp Holdings Limited
Postal Address: P.O. Box 12460-00100, Nairobi
Telephone: +254706167167
Email: tentacorpholdings@gmail.com
Physical Address: Eureka Condominiums, Joseph Kang’ethe Road, Off Ngong Road
Date Licensed: June 5, 2025
176. Tinycost Credit Kenya Limited
Postal Address: P.O. Box 1202-00600, Nairobi
Telephone: +254793786756
Email: help@tinycostcredit.co.ke
Physical Address: Bhuva Godowns, Ruiru Bypass Kiambu, Industrial Lane, Ruiru
Date Licensed: June 5, 2025
177. Tip-Point Capital Limited
Postal Address: P.O. Box 1050 – 00520, Nairobi
Telephone: +254700050010/+254711019700
Email: info@tippointcapital.com
Physical Address: Sifa Towers, 2nd Floor 2C, Nairobi
Date Licensed: October 1, 2024
178. Transsnet Credit Limited
Postal Address: P.O. Box 1003818-00200, Nairobi
Telephone: + 254718035467
Email: transsnetpaymentltd@gmail.com
Physical Address: 3rd Floor, Pinetree Plaza, Kamburu Drive, Off Ngong Road, Nairobi
Date Licensed: December 24, 2025 26
179. Treasure Store Limited
Postal Address: P.O. Box 69983 – 00400, Nairobi
Telephone: +254724256039 / +254114405337
Email: nahashon.maina@sot.co.ke
Physical Address: Nyaku House, Hurlingham 2nd Floor Room F2 – 10. Argwings Kodhek Groove
Date Licensed: October 1, 2024
180. TrustGro SCA Limited
Postal Address: P.O. Box 5483-00100, Nairobi
Telephone: +254111149714
Email: legal@trustgro.com
Physical Address: Avocado Towers, Muthithi Road, Nairobi
Date Licensed: December 24, 2025
181. UbaPesa Limited
Postal Address: P. O. Box 22745 – 00100, Nairobi
Telephone: +254709693000
Email: info@upabesa.com /ubapesa.ke@gmail.com
Physical Address: Golf View Office Suites – Wambui Road, Muthaiga, Nairobi
Date Licensed: March 6, 2024
182. Umoja Fanisi Limited
Postal Address: P.O. Box 44165 – 00100, Nairobi
Telephone: +254796250881
Email: info@umojafanisilimited.com
Physical Address: Umoja Fanisi House, Mbaazi Road, Off Kingara Road, Lavington, Nairobi
Date Licensed: January 30, 2023
183. Unidirect Ltd
Postal Address: P.O. Box 15598-00400, Nairobi
Telephone: +254 70367258
Email: info@unilimited.co.ke
Physical Address:4th Floor Windsor House University Way,Nairobi
Date Licensed: September 2, 2025
184. Unifi Credit Limited
Postal Address: P.O. Box 1570 – 00606, Nairobi
Telephone: +254205014065
Email: admin@ke.unifi.credit
Physical Address: The Citadel Building,1st floor, 50 Muthithi Road, Westlands, Nairobi, Kenya
Date Licensed: June 5, 2025
185. Vision Edge Credit Partners Limited
Postal Address: P.O. Box 11367-00400, Nairobi
Telephone: 0713669681
Email: fastgrowthcredit@gmail.com
Physical Address: T-plaza 2nd floor Kenyatta highway Thika town
Date Licensed: December 24, 2025 27
186. Wabema Credit Ltd
Postal Address: P.O. Box 9963 – 00100, Nairobi
Telephone: 0720875930
Email: wabemacredit@gmail.com
Physical Address: Wabema Plaza Mombasa Road
Date Licensed: June 5, 2025
187. Wakanda Credit Limited
Postal Address: P.O Box 23851-00100 Nairobi
Telephone:+254 701858999
Email: compliance@wakanda.top
Physical Address: Milestone Building, Kiambu Road, Nairobi, Kenya
Date Licensed: December 24, 2025
188. Watu Credit Ltd
Postal Address: P.O. Box 46037-00100, Nairobi
Telephone: 0790000999
Email: info@watuafrica.com
Physical Address: Hill Park Building, Lower Hill Road, Upper Hill – Nairobi
Date Licensed: June 5, 2025
189. Westlip Credit Limited
Postal Address: 30564 – 00100, Nairobi
Telephone: +254112694651
Email: westlipcreditltd@gmail.com
Physical Address: Riverside Drive Merchant Square Building, Ninety-Eight Riverside Drive,
Nairobi
Date Licensed: December 24, 2025
190. Zaidi Pato Limited
Postal Address: P.O. Box 56557-00200, Nairobi
Telephone: +254 797 491 753
Email: zaidipatolimited2@gmail.com
Physical Address: EABL Road, Off Thika Road, Trio Complex Building, Kasarani, Nairobi
Date Licensed: September 2, 2025
191. Zamaradi Capital & Credit Group Limited
Postal Address: P.O Box 19737-00100, Nairobi
Telephone: +254114409692
Email: zamaradicreditltd@gmail.com
Physical Address: Ushuru Sacco Centre, Wood Avenue Kilimani, Nairobi, Kenya
Date Licensed: June 5, 2025
192. Zanifu Limited
Postal Address: P.O. Box 66877- 00800, Nairobi
Telephone: +254713023159
Email: legal@zanifu.com
Physical Address: Kenrail Towers, 4th Floor, Mkungu Close, Nairobi
Date Licensed: January 30, 2023 193. Zenka Digital Limited
Postal Address: P.O. Box 29107, 00100, Nairobi
Telephone: +254112480254 /+254 20 7650878
Email: info@zenka.co.ke
Physical Address: Mirage Tower, Tower 2, 12th Floor, Waiyaki Way, Westlands, Nairobi
Date Licensed: March 27, 2023
194. Ziki Credit Limited
Postal Address: P.O. Box 23936- 00100, Nairobi
Telephone: +254720090730
Email: zikicredit@gmail.com
Physical Address: Development House, Moi Avenue, Nairobi
Date Licensed: December 24, 2025.
195. Zillions Credit Limited
Postal Address: P.O. Box 42564-00100, Nairobi
Telephone: 0725013031
Email: info@zashloan.com
Physical Address: Omega Business Park, Go Down 2, Baba Dogo
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Central Bank of Kenya has issued a notice concerning the approval of 42 more digital lending platforms
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