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The government has published an updated list of 176 licensed and authorised Sacco societies where Kenyans can safely save and transact their money in 2026.
In a Gazette notice dated Friday, January 30, 2026, the Sacco Societies Regulatory Authority (SASRA), acting under Section 28 of the Sacco Societies Act, said the licensed Sacco societies are authorised to operate for the financial year running from January 1 to December 31, 2026.
“Pursuant to Section 28 of the Sacco Societies Act, the Sacco Societies Regulatory Authority publishes, for the notification of the general public, that ” read part of the notice.
Govt Names 176 Licensed SACCOs Where Kenyans Can Safely Save Their Money
According to SASRA, the approved Sacco societies fall into several categories, depending on the type of business they are permitted to conduct.
Also Read: SASRA Announces Addition of New SACCOs
Under the Sacco Societies (Deposit-Taking Sacco Business) Regulations, 2010, the authority confirmed that Sacco societies listed in Schedule I are fully licensed to carry out deposit-taking business, allowing them to receive savings and deposits from members and the public during the 2026 financial year.
List of 176 Licensed Deposit-Taking Sacco Societies (1 Jan 2026 – 31 Dec 2026)
| S/No. | Name of Sacco Society | County Location of Head Office |
| 1. | 2NK Sacco Society Limited | Nyeri |
| 2. | Acumen DT Sacco Society Limited | Kajado |
| 3. | Afya Sacco Society Limited | Nairobi |
| 4. | Agrochem Sacco Society Limited | Kisumu |
| 5. | Ainabkoi Sacco Society Limited | Uasin Gishu |
| 6. | Airports Sacco Society Limited | Nairobi |
| 7. | Amica Sacco Society Limited | Murang’a |
| 8. | Ammar Sacco Society Limited | Murang’a |
| 9. | Apstar DT Sacco Society Limited | Nairobi |
| 10. | Ardhi Sacco Society Limited | Nairobi |
| 11. | Asili Sacco Society Limited | Nairobi |
| 12. | Azima Sacco Society Limited | Kiambu |
| 13. | Bandari Sacco Society Limited | Mombasa |
| 14. | Baraka Sacco Society Limited | Nyeri |
| 15. | Baraton Sacco Society Limited | Nairobi |
| 16. | Biashara Sacco Society Limited | Nyeri |
| 17. | Biashara Tosha Sacco Society Limited | Embu |
| 18. | Bingwa Sacco Society Limited | Kirinyaga |
| 19. | Boresha Sacco Society Limited | Baringo |
| 20. | Capital Sacco Society Limited | Meru |
| 21. | Centenary Sacco Society Limited | Meru |
| 22. | Chai Sacco Society Limited | Nairobi |
| 23. | Chuka University Sacco Society Limited | Tharaka Nithi |
| 24. | Chuna Sacco Society Limited | Nairobi |
| 25. | Cosmopolitan Sacco Society Limited | Nakuru |
| 26. | County Sacco Society Limited | Embu |
| 27. | Daima Sacco Society Limited | Embu |
| 28. | Defence Sacco Society Limited | Nairobi |
| 29. | Dhabiti Sacco Society Limited | Meru |
| 30. | Dimkes DT Sacco Society Limited | Kiambu |
| 31. | Eco-Pillar Sacco Society Limited | West-Pokot |
| 32. | Edis Sacco Society Limited | Bomet |
| 33. | Egerton University Sacco Society Limited | Nakuru |
| 34. | Elimu Sacco Society Limited | Nairobi |
| 35. | Enea Sacco Society Limited | Nyeri |
| 36. | Faridi Sacco Society Limited | Busia |
| 37. | Fariji Sacco Society Limited | Kiambu |
| 38. | Fortitude Sacco Society Limited | Homabay |
| 39. | Fortune Sacco Society Limited | Kirinyaga |
| 40. | Fundilima Sacco Society Limited | Kiambu |
| 41. | GDC Sacco Society Limited | Kiambu |
| 42. | Golden Pillar Sacco Society Limited | Meru |
| 43. | Good Faith Sacco Society Limited | Kiambu |
| 44. | Good Hope Sacco | Narok |
| 45. | Goodway Sacco Society Limited | Kirinyaga |
| 46. | Gusii Mwalimu Sacco Society Limited | Kisii |
| 47. | Harambee DT Sacco Society Limited | Nairobi |
| 48. | Hazina Sacco Society Limited | Nairobi |
| 49. | Home Business Sacco Society Limited | Laikipia |
| 50. | Ilkisonko Sacco Society | Kajiado |
| 51. | Imarika Sacco Society Limited | Kilifi |
| 52. | Imarisha Sacco Society Limited | Kericho |
| 53. | Invest & Grow (IG) Sacco Society Limited | Kakamega |
| 54. | Jamii Sacco Society Limited | Nairobi |
| 55. | Jamii Yetu Sacco Society Limited | Meru |
| 56. | Jitegemee Sacco Society Limited | Mombasa |
| 57. | Jogoo Sacco Society Limited | Nairobi |
| 58. | Jonas Sacco Society Limited | Kiambu |
| 59. | Jumuka Sacco Society Limited | Kisumu |
| 60. | K-Pillar Sacco Society Limited | Bomet |
| 61. | K-Unity Sacco Society Limited | Kiambu |
| 62. | Kabiyet Sacco Society Limited | Nandi |
| 63. | Kencream Sacco Society Limited | Nairobi |
| 64. | Kenpipe Sacco Society Limited | Nairobi |
| 65. | Kenservist Sacco Society Limited | Nairobi |
| 66. | Kenya Achievas Sacco Society Limited | Kisii |
| 67. | Kenya Highlands Sacco Society Limited | Kericho |
| 68. | Kenya National Police DT SACCO Society Limited | Nairobi |
| 69. | Keystone DT SACCO Society Limited | Kisumu |
| 70. | Kimbilio Daima SACCO Society Limited | Bomet |
| 71. | Kimsitu SACCO Society Limited | Nairobi |
| 72. | Kingdom SACCO Society Limited | Kiambu |
| 73. | Kolenge Tea SACCO Society Limited | Nandi |
| 74. | Koru DT SACCO Society Limited | Kisumu |
| 75. | Kumbukumbu SACCO Society Limited | Nairobi |
| 76. | Kwetu DT SACCO Society Limited | Machakos |
| 77. | Kwikas DT SACCO Society Limited | Nyandarua |
| 78. | Lainisha SACCO Society Limited | Kirinyaga |
| 79. | Lamu Teachers SACCO Limited | Lamu |
| 80. | Lengo SACCO Society Limited | Kilifi |
| 81. | Mafanikio SACCO Society Limited | Mombasa |
| 82. | Magadi SACCO Society Limited | Kajiado |
| 83. | Magereza SACCO Society Limited | Nairobi |
| 84. | Maisha Bora SACCO Society Limited | Nairobi |
| 85. | Mentor SACCO Society Limited | Murang’a |
| 86. | Mhasibu DT SACCO Society Limited | Nairobi |
| 87. | Mudete SACCO Society Limited | Kakamega |
| 88. | Muki SACCO Society Limited | Nyandarua |
| 89. | Mwalimu National SACCO Society Limited | Nairobi |
| 90. | Mwiethari SACCO Society Limited | Embu |
| 91. | Mwito SACCO Society Limited | Nairobi |
| 92. | Nacico SACCO Society Limited | Nairobi |
| 93. | Nafasi DT SACCO Society Limited | Nairobi |
| 94. | Nandi Farmers SACCO Society Limited | Nandi |
| 95. | Nation DT SACCO Society Limited | Nairobi |
| 96. | Nawiri SACCO Society Limited | Embu |
| 97. | Ndege Chai SACCO Society Limited | Kericho |
| 98. | Ndosha SACCO Society Limited | Tharaka Nithi |
| 99. | New Fortis SACCO Society Limited | Nyeri |
| 100. | Nexus SACCO Society Limited | Meru |
| 101. | Ng’arisha SACCO Society Limited | Bungoma |
| 102. | Njwa SACCO Society Limited | Nairobi |
| 103. | NRS SACCO Society Limited | Kiambu |
| 104. | NSSF SACCO Society Limited | Nairobi |
| 105. | Nyambene Arimi SACCO Society Limited | Meru |
| 106. | Nyati SACCO Society Limited | Nairobi |
| 107. | Ollin SACCO Society Limited | Kirinyaga |
| 108. | Orient SACCO Society Limited | Kiambu |
| 109. | Patnas SACCO Society Limited | Kericho |
| 110. | Ports DT SACCO Society Limited | Mombasa |
| 111. | Prime-Time SACCO Society Limited | Elgeyo-Marakwet |
| 112. | Puan SACCO Society Limited | Narok |
| 113. | Qona SACCO Society Limited | Nairobi |
| 114. | Qwetu SACCO Society Limited | Taita Taveta |
| 115. | Setyon DT SACCO Society Limited | Kericho |
| 116. | Sheria SACCO Society Limited | Nairobi |
| 117. | Shirika DT Sacco Society Limited | Nairobi |
| 118. | Shoppers Sacco Society Limited | Nairobi |
| 119. | Simba Chai Sacco Society Limited | Kericho |
| 120. | Siraji Sacco Society Limited | Meru |
| 121. | Skyline DT Sacco Society Limited | Baringo |
| 122. | Smart Champions Sacco Society | Meru |
| 123. | Smartlife Sacco Society Limited | Elgeyo-Marakwet |
| 124. | Solution Sacco Society Limited | Meru |
| 125. | Sotico Sacco Society Limited | Bomet |
| 126. | Southern Star Sacco Society Limited | Tharaka Nithi |
| 127. | Stake Kenya Sacco Society Limited | Migori |
| 128. | Stawisha Sacco Society Limited | Bungoma |
| 129. | Stima DT Sacco Society Limited | Nairobi |
| 130. | Strategic DT Sacco Society Limited | Nairobi |
| 131. | Suluhu Sacco Society Limited | Kitui |
| 132. | Supa Sacco Society Limited | Samburu |
| 133. | Tabasamu Sacco Society Limited | Kwale |
| 134. | Tabasuri DT Sacco Society Limited | Mombasa |
| 135. | Tai Sacco Society Limited | Kiambu |
| 136. | Taifa Sacco Society Limited | Nyeri |
| 137. | Taqwa Sacco Society Limited | Nairobi |
| 138. | Taraji Sacco Society Limited | Siaya |
| 139. | Telepost Sacco Society Limited | Nairobi |
| 140. | Tembo Sacco Society Limited | Nairobi |
| 141. | Tenhos Sacco Society Limited | Bomet |
| 142. | Thamani Sacco Society Limited | Tharaka Nithi |
| 143. | The Apple Sacco Society Limited | Nandi |
| 144. | The Kenya Bankers Sacco Society Limited | Nairobi |
| 145. | The Noble Sacco Society Limited | Uasin Gishu |
| 146. | Times U Sacco Society Limited | Meru |
| 147. | Topkrim DT Sacco Society Limited | Homabay |
| 148. | Tower Sacco Society Limited | Nyandarua |
| 149. | Trans-Counties Sacco Society Limited | Trans Nzoia |
| 150. | Trans-National Times Sacco Society Limited | Trans Nzoia |
| 151. | Trans Elite County Sacco Society Limited | Nandi |
| 152. | Trans Nation Sacco Society Limited | Tharaka-Nithi |
| 153. | Ufanisi DT Sacco Society Limited | Nairobi |
| 154. | Ukristo Na Ufanisi DT Sacco Society Limited | Nairobi |
| 155. | Unaitas Sacco Society Limited | Nairobi |
| 156. | Uni-County Sacco Society Limited | Nakuru |
| 157. | Unison Sacco Society Limited | Nanyuki |
| 158. | United Nations DT Sacco Society Limited | Nairobi |
| 159. | United Winners Sacco Society | Nairobi |
| 160. | Universal Traders Sacco Society Limited | Machakos |
| 161. | Univision Sacco Society Limited | Kitui |
| 162. | Ushuru Sacco Society Limited | Nairobi |
| 163. | Vihiga County Farmers Sacco Society Limited | Vihiga |
| 164. | Viktas Sacco Society Limited | Laikipia |
| 165. | Vision Afrika Sacco Society Limited | Nakuru |
| 166. | Vision Point Sacco Society Limited | Kisii |
| 167. | Wakenya Pamoja Sacco Society Limited | Kisii |
| 168. | Wakulima Commercial Sacco Society Limited | Nyeri |
| 169. | Wanaanga Sacco Society Limited | Nairobi |
| 170. | Wananchi Sacco Society Limited | Nyeri |
| 171. | Wanadege Sacco Society Limited | Nairobi |
| 172. | Washa Sacco Society Limited | Mombasa |
| 173. | Waumini Sacco Society Limited | Nairobi |
| 174. | Wevarsity Sacco Society Limited | Kakamega |
| 175. | Winas Sacco Society Limited | Embu |
| 176. | Yetu Sacco Society Limited | Meru |
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![Govt Names 176 Licensed SACCOs Where Kenyans Can Safely Save Their Money in 2026 [FULL LIST]](https://hivileo.co.ke/wp-content/uploads/2026/01/Photo-of-Winas-Sacco-Limited.-PHOTOWinas.png)
Photo of Winas Sacco Limited building. PHOTO/Winas