NSSF Announces Highest Ever Return for Members as Contributions Hit Ksh 84 Billion

The National Social Security Fund (NSSF) has announced its highest-ever return, achieving a 17% return for its members for the 2024–2025 financial year.

In a press release dated Friday, February 6, 2026, the NSSF stated that this achievement comes as total member contributions rose to Ksh 84 billion, reflecting a 35% increase from the previous year.

Despite a challenging economic environment, the Social Security Fund reported one of its strongest performances to date.

 According to the institution, total assets grew to approximately Ksh 575 billion, representing a 43% increase. Investment income more than doubled, delivering a gross return of about 22%, while operating costs remained controlled at 1.47%, well within statutory limits.

Speaking at the 8th Annual General Meeting, Prime Cabinet Secretary and Cabinet Secretary for Foreign Affairs and Diaspora Affairs Musalia Mudavadi praised the NSSF for effectively using members’ savings to support both retirement security and national development through strategic investments in housing and infrastructure.

“It is my distinct pleasure to declare an interest of 17% on NSSF members’ savings for the last financial year. This is the highest return in NSSF history, and we aim for even higher returns next year,” said Mudavadi.

NSSF Chairman David Kariuki Njeru attributed the strong performance to the disciplined execution of the Corporate Strategic Plan, which focused on service improvement, financial sustainability, operational efficiency, and organisational resilience. He noted that the Fund is on track to become a trillion-shilling fund while remaining committed to good governance and accountability.

NSSF Announces Highest Ever Return for Members

NSSF Managing Trustee David Koross highlighted the improvements in service delivery driven by digitisation, including faster benefit payments, which now take about 10 days compared to 89 days previously.

The Fund also received an unqualified audit opinion, reinforcing its commitment to transparency and accountability. Currently, NSSF serves 3.6 million active members and over 77,000 employers, with growing participation from public servants and informal sector workers through initiatives such as Haba Haba.

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The theme of the AGM, “Our Savings, Our Shared Prosperity,” stressed strengthening the savings culture, expanding coverage, and ensuring that the benefits of Fund growth are shared with both members and the wider community.

Speakers at the AGM stressed that every shilling saved through NSSF is both a “seed of future security” for the member and part of a national savings pool that finances jobs, housing and development across the country.

About National Social Security Fund

The National Social Security Fund (NSSF) is a statutory body established under the National Social Security Fund Act of 2013.

NSSF offers a range of social security benefits, including retirement benefits, survivor benefits, and invalidity benefits.  

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NSSF delivers social security benefits to its members while maintaining the Fund’s long-term sustainability for future generations.

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Photo of Prime Cabinet Secretary Musalia Mudavadi. PHOTO/Mudavadi X