Diamond Trust Bank Kenya Limited (DTB) has reduced its loan interest rates for Kenya Shilling loans.

In a notice on Friday, September 12, DTB said the rates are down from 14.21% to 13.77% effective September 2025.

“DTB wishes to notify its esteemed customers and the general public that it has reduced the DTB Base Rate for variable interest rate Kenya Shilling denominated credit facilities from 14.21% per annum to 13.77% per annum, effective 1 September 2025,” reads part of the noice.

The methodology for calculating the interest rate for variable rate Kenya Shilling denominated credit facilities shall be the sum of
(a) the DTB Base Rate, and
(b) the Variable Margin representing the customer-specific Credit Risk Premium.

In line with the recent Central Bank of Kenya directive for the industry to adopt a common reference rate, DTB will transition to KESONIA/CBR in accordance with the said further Regulator’s published guidelines, with communication to customers to follow in due course.

Consultations & Assistance

For any assistance or further clarification, please contact your relationship manager, visit DTB’s nearest branch or reach out to the Bank’s contact centre on 0719 031 888 or 0732 121 888.

“We thank you for your continued support and partnership,” the Bank said.

DTB Last Rate Reduction

In July, DTB reduced the base lending rate for Kenyan shilling-denominated credit facilities for the sixth time in less than a year.

The Bank reduced the rates from 14.41 percent to 14.21 percent per annum.

DTB explained that the reduction was in accordance with the monetary policy adjustments by the Central Bank of Kenya (CBK).

CBK lowered its benchmark Central Bank Rate (CBR) from 10 percent to 9.75 percent in June 2025.

DTB Finance & Strategy Director, Alkarim Jiwa, during a past event. PHOTO/DTB.