Will Affordable Housing Buyers Lose Homes if Ruto Loses Election? Govt Clarifies

The government has assured Kenyans that those who buy homes under the Affordable Housing Programme will not lose their properties even if there is a change of government in future.

In a statement issued on Friday, June 13, 2026, the State Department for Housing and Urban Development dismissed claims that homeowners under the programme risk losing their investments if President William Ruto leaves office.

The department said such claims are misleading and have caused unnecessary fear among current and potential home buyers.

“The right to own property is among the most carefully protected guarantees in our Constitution. A home lawfully purchased by a Kenyan is that Kenyan’s property fully, securely and permanently,” the State Department said.

Govt Issues Clarification on Affordable Housing Homes Ownership

The department explained that Kenya’s Constitution protects private property rights and that no government can take away a person’s home without following the law.

It noted that ownership of a house does not depend on who is in power but on the legal documents issued to the buyer.

Officials also clarified that the Affordable Housing Levy and ownership of a completed housing unit are two separate issues.

According to the department, debates about how the programme is funded do not affect the rights of people who have already bought homes through the scheme.

Programme Backed by Law

The State Department said the Affordable Housing Programme operates under the Affordable Housing Act of 2024, which was passed by Parliament to help provide decent and affordable housing to Kenyans.

It added that housing allocations and purchases are processed through the Boma Yangu platform and that successful buyers receive sectional titles registered in their names under the law.

According to the department, these ownership documents are legally recognised and can be transferred, inherited or used as security for loans just like any other property title in Kenya.

Also Read: Court Stops Controversial Affordable Housing Project

Gachagua’s Claims and Government Response

The government further said that many beneficiaries of the programme are first-time homeowners and deserve the same legal protection as any other property owner.

It argued that suggesting affordable housing owners could lose their homes unfairly targets ordinary Kenyans who have invested in securing a better future for their families.

The department maintained that the Constitution guarantees equal protection for all property owners regardless of their social or economic status.

Also Read: Govt Partners With Safaricom to Allow Kenyans Withdraw Affordable Housing Contributions

The State Department’s statement comes after some Kenyans, including former Deputy President Rigathi Gachagua, warned people against buying houses under President William Ruto’s Affordable Housing Programme, saying they could lose their investments if there is a change of government in 2027.

Gachagua said that if his side wins the next election, it would scrap the housing levy. He also warned Kenyans against paying for the houses, saying, “Please don’t. You will just lose your money next year” and “Don’t throw good money after bad.”

He claimed that some of the houses are being built on illegally acquired public land and said a new government would take back such land and return it to the rightful owners.

Follow our WhatsApp channel for instant news updates

Affordable Housing project in Nairobi South B. PHOTO/Boma Yangu