How to Repay HELB Loans for Kenyans Living Abroad

Kenyans who benefited from Higher Education Loans Board (HELB) funding and have since secured employment abroad are required to continue repaying their loans just like beneficiaries working locally.

While most borrowers in Kenya repay their loans through employer deductions or local payment channels, those living in the diaspora have several dedicated repayment options provided by HELB.

These include online payments through the HELB Self-Service Portal, international money transfer services such as Wave and WorldRemit, as well as direct bank deposits to HELB collection accounts.

Below is a step-by-step guide on how Kenyans living abroad can repay their HELB loans.

1. Repay Through the HELB Self-Service Portal

HELB allows borrowers to make loan repayments directly through its online self-service platform.

To make a payment:

• Visit the HELB website at www.helb.co.ke.
• Click on the Self-Service option.
• Select Loan Repayment.
• Click Make Payment.
• Enter the amount you wish to pay and select Pay.

Also Read: Can Employed Students Still Qualify for HELB Funding?

• Confirm the payment notification when prompted.
• Choose your preferred payment method and follow the instructions.
• Once the transaction is completed, click Complete.

2. Repay Loan Using Wave

Kenyans living abroad can also make instant loan repayments through Wave using HELB’s KCB Bank account.

To pay via Wave:

• Download or update the Wave application through www.sendwave.com.
• Transfer funds to HELB’s KCB Account Number 1103266314.
• Complete the transaction and save the confirmation message.
• Forward the payment confirmation to onlinepayments@helb.co.ke or diaspora@helb.co.ke for processing.

HELB advises borrowers to retain transaction records until the payment reflects in their loan statement.

3. Repay Loan Through WorldRemit

WorldRemit provides another convenient option for Kenyans working overseas.

To make a payment:

• Log in to www.worldremit.com.
• Select Bank Deposit.
• Choose whether to send funds in Kenyan Shillings (KES) or US Dollars (USD).
• Enter the amount you wish to transfer.

Also Read: How to Check Your HELB Loan Balance

• Use HELB’s KCB Account Number 1103266314 as the recipient account.
• Complete the payment using your debit or credit card.
• Use your national ID number as the payment reference.
• After the transfer is completed, forward the confirmation email to onlinepayments@helb.co.ke or diaspora@helb.co.ke.

4. Direct Bank Deposit or International Transfer

Borrowers can also make payments through direct bank deposits, Electronic Funds Transfers (EFTs) or standing orders to HELB collection accounts.

Some of the banks receiving HELB repayments include:

When making an international transfer, borrowers should use the correct account number and SWIFT code provided by HELB to ensure the payment is credited to their loan account.

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Photo of HELB CEO Geofrey Monari. PHOTO/HELB