Many university and TVET students often wonder why part of their Higher Education Loans Board (HELB) funding is sent directly to their institution while another portion is deposited into their personal account. Under Kenya’s student financing model, HELB funding is divided into two components: tuition fees and upkeep funds. Although both form part of a
The Higher Education Loans Board (HELB) explains that student loan processing follows a structured cycle that includes application submission, verification, institutional confirmation, loan assessment, approval and final disbursement. The speed of each stage depends on how quickly students submit correct information and how fast institutions validate student records. To begin with, students submit applications through
The Higher Education Loans Board (HELB) has explained how Kenyans can access their HELB Compliance Certificate online through the Higher Education Financing (HEF) portal and eCitizen platform. According to HELB, the compliance certificate is issued to beneficiaries who are up to date with their loan repayment or are still within the repayment grace period after